Doorstep Debt Collection

Tired of the same excuses?  False promises?  Fake bank transfer screenshots? “The cheque is in the post”, “I’m just waiting for an invoice to clear”.  We’ve heard it all before.

And yet, your debtor can somehow still go on holidays, have nights out, buy fancy new clothes… new cars!

It’s tough losing your money, but when they’re laughing in your face, it feels like a real kick in the teeth.

It’s time to HIT back – and get your MONEY back!

Instruct our Debt team online Call Today 01772 584 674 Send us a message

Get your money back now!

    Our agents get paid by results.

    ALP pay their agents a very healthy commission.  And they get paid when you get paid!

    Need your money now?

    ALP pay their clients the following working day.

    What to do next.

    Send your debt details by using the online instruction form.


    We’ll look at the debt and provide an action plan. Many cases can be accepted on a no win no fee basis.

    Call 01772 584 674 or email if you would like to discuss the case first.

    Frequently asked questions

    Debt recovery is the process of pursuing payments of debts owed by individuals or businesses. It involves various stages, including communication, negotiation, and, if necessary, legal action to retrieve the outstanding amount.

    Debt recovery services are advisable when your attempts to collect a debt have been unsuccessful, and the debtor is unresponsive or unwilling to cooperate. Professionals in this field can use their expertise to increase the likelihood of successful recovery.

    The duration varies depending on factors such as the complexity of the case, debtor cooperation, and legal procedures. It can take anywhere from a few weeks to several months. Here at ALP we always aim to resolve matters as quickly as possible.

    Solicitors sometimes have a purpose when it comes to debt recovery, but their only route to a successfully recovered debt is to write a pre-action protocol letter, followed by issuing court proceedings. This can be expensive, time-consuming, and very stressful. Experienced solicitors charge around £300-£500 & VAT per hour, and a court claim could take many hours to come to fruition. Often, the costs can be more than the debt itself.

    Engaging a debt collection agency provides a more direct approach. Debt collectors have a tendency to speed up the resolution process, as debtors may choose to overlook letters or emails, but are compelled to address the issue when confronted by two agents at their doorstep.

    There are times when a CCJ is necessary but usually a case can be dealt with by a debt collection agency. The county courts currently have a backlog and a case can take over 12 months to complete. Courts and solicitors are expensive and often cannot recover the costs. 12 months is a long time to wait and the debtor’s circumstances can change in this time. Often, the debtor will dispose of assets leading up to a court hearing.

    So long as you (the Creditor) are happy that the debtor has breached the contract, you do not need to give them any warning. However, a 7-day demand advising the debtor that you are about to begin debt recovery action does no harm, and often leads to engagement from the debtor.

    As many people discover, obtaining a CCJ doesn’t mean you get paid. ALP work with various partners who can look at the debtor’s assets and advise the best way to enforce the judgment.

    Once a debt is written off (after 6 years), it attains a ‘statute barred’ status, signifying that legal avenues for recovery are closed. However, it’s crucial to note that any offer of payment or payment made by the debtor would reset the limitation period of 6 years.

    If a debtor declares bankruptcy, the recovery process becomes more complex. In many cases, unsecured debts are discharged, and the creditor may receive only a portion of the outstanding amount.

    Our debt recovery services cater to both individuals and businesses. The approach may vary based on the nature of the debtor.

    Instruct our Debt Collection Team online

      Your details:

      Subject's details:

      Is the debt disputed?

      Have you obtained a CCJ against your debtor? (For debt recovery only)

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